Commissioner John King Announces Major Savings for Georgia Drivers

ATLANTA – Today, Insurance and Safety Fire Commissioner John F. King announced major rate reductions, totaling an average of over 10% in the past year, for State Farm auto customers in Georgia. 

“I promised on day one that I would not only fight for Georgia families to have coverage options, but affordable options at that,” remarked Commissioner King. “That’s what we’re delivering today. We’re going to continue fighting to position Georgia as a national leader in affordable coverage, marketplace stability, and strong protections for families.”

After a year of sustained work and consumer-focused reforms, new relief for Georgia drivers is brought as Commissioner John F. King has approved State Farm’s latest auto insurance rate filing. The newly approved filing will reduce the insurer’s auto rates by an additional 3%, bringing total auto reductions negotiated with State Farm over the past year to more than 10%.

The milestone achievement will save Georgia policyholders an estimated $400 million annually. On average, drivers can expect to save approximately $190 per insured vehicle as a result of the rate reduction.

The approved rate reductions come as OCI continues its statewide effort to combat insurance fraud and abuse. In addition, early impacts of the lawsuit abuse reform championed by Commissioner King during the 2025 legislative session are beginning to take effect, contributing to a more balanced and sustainable insurance environment. 

“Today’s announcement reflects the crucial efforts that Governor Kemp, Lieutenant Governor Jones, Speaker Burns, the General Assembly, and my office are undergoing to create a more affordable and transparent insurance marketplace, and we hope to build on this momentum in the near future,” said Commissioner King. 

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The mission of the Office of Commissioner of Insurance and Safety Fire is to protect Georgia families by providing access to vital insurance products and safe buildings through fair regulation that creates economic opportunities for all Georgians.