Continuing Education
As a resident licensee in Georgia, you’re required to complete a certain number of continuing education (CE) requirements every other year (biennially), on or before the last day of your birth month. These requirements vary depending on your type of license and years of experience. Below you’ll find a list of CE requirements based on license type as well as information about carry over credits, waivers, reductions, and restrictions and guidelines on continuing education.
Biennial CE Requirements by License Type
- Resident Licensees with less than 20 years of service – 24 hours; 3 hours must be in ethics
- Resident Licensees with more than 20 years of service – 20 hours; 3 hours must be in ethics
- Credit Insurance Only – 10 hours of self study; no ethics requirement
- Limited Subagent Only – 10 hours; no ethics requirement
- Workers Compensation Adjuster Only – 20 hours of approved CE through the Workers Compensation Board; no ethics requirement
Reminders
Credit will not be given for the same Continuing Education course taken multiple times within the same Continuing Education reporting period.
Credit for Continuing Education earned in one filing period in excess of hours required may be carried forward to the next filing period provided that credit carried forward shall not exceed fifty (50%) of biennial Continuing Education requirement. Also, excess Ethics course hours may be carried over to the next renewal period but may not be used for Ethics course requirements. Ethics courses must be taken each renewal period and previous courses cannot complete this requirement.
CE Restrictions and Guidelines
- CE requirements must be completed biennially, on or before the last day of your birth month.
- Licensees cannot receive credit for the same CE course taken multiple times within the same CE reporting period.
- Credit for CE earned in one filing period that exceeds the required hours may be carried forward to the next filing period, provided that the credit carried forward does not exceed 50% of the biennial CE requirement.
- Ethics credit hours earned above the three hours required can be carried forward but cannot be used for the Ethics CE requirement for the next renewal period. Ethics CE must be completed each renewal period. Carryover CE hours can only be used to reduce licensee authority CE courses, not Ethics.
- Provided that you request a reduction or exemption on or before the date you’re required to file your CE credits with the Commissioner, you may receive a reduction or exemption in CE hours required to the extent of the time spent on insurance-related activities during the previous years. These activities include, but are not limited to, the following:
- Teaching courses in insurance-related topics
- Insurance-related legislative activities
- Journalism activities involving insurance related topics
- Projects involving research of insurance laws and regulations
- Individuals holding the following professional designations are required to complete 12 hours of continuing education, with 3 of those hours being in ethics: CPCU, CLU, FLMI, CIC, Certified Employee Benefit Specialist (CEBS), ChFC, Accredited Advisor in Insurance (AAI), Certified Financial Planner (CFP), or a major BBA in Risk Management and Insurance from an accredited college. If you hold these designations, please submit proof to our office.
- Agents holding a non-active license as provided in O.C.G.A 33-23-4(f) and 33-23-18(e) are exempt from Continuing Education requirements provided:
- the holder of such license files for renewal biennially, on or before the date required.
- Such exemption shall only be valid during the period the license is non-active.
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CE Transcript
Sircon.com/georgia provides a transcript for resident licensees of their continuing education requirements and completions. This report will display the licensee name, the beginning and end date for the renewal period of the license, and the lines of authority held for verification of the license information. The report provides the following sections:
- Compliance Summary will show if the licensee has met or not met the current CE needed for the renewal period.
- Requirements will show the CE Type, Required Hours, Applied Hours (hours of courses completed), Remaining Hours and the Status of the requirements.
- Courses will display for all completed during the current renewal period.
- Courses Carried Forward from Previous Period will show hours carried over from a previous renewal period that are eligible to be applied and a Course List.
To view and print if needed:
- Access Sircon.com/georgia
- Under the Licensees section
- Select Lookup Education Courses or Transcript in the center of the page
- At the top of the next screen, select Continuing Education Transcript Inquiry
- Enter Georgia at the next screen
- At the next screen,
- Enter your Georgia license number
- If you are unsure of your license number, click on Lookup License Number to the right of the license number field box
- After entering Georgia license number, enter last name and click on Submit
- The Continuing Education Transcript page will appear
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Filing a Request for a Reduction or Exemption to CE Requirements
For filing for a reduction or exemption to your CE requirements based upon teaching, legislative, journalism, projects involving insurance or illness, login to the Georgia Licensing portal to view your transcripts and file a request. Please complete the Request for CE Reduction/Exemption Form GID-101E-AL and be ready to upload to the link below.
- To go immediately to the State Service Request for Reduction or Exemption of CE, use this link.
- Enter Georgia in the state field along with the insurance producer's last name and their Georgia license number
- At the next screen, verify the correct license record has been located and the email address is correct. Changing the email address in this field does not update your license contact information. Please go to the licensing portal to update contact information for any licenses.
- Question 1: Is this request for a reduction in the hours or an exemption? Select one
- Answer follow up questions for the type selected
- Upload completed request form for review by the CE team
An email will be sent with the approval, denial or adjustment processed.
If you have any questions, please contact the CE team at [email protected].
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Annuity Best Interest Requirements
Rule 120-2-94 - Suitability in Annuity Transactions effective August 1, 2023
- Producers licensed after August 1, 2023, who will engage in the sale of annuity products in Georgia must complete the one time, 4-hour course - Annuity Best Interest 4.
FAQs are provided for your information.