Get an Insurance Agent License

You must be a licensed insurance agent in order to provide Georgians with information about insurance and sell policies.

To get a license, you need to meet specific requirements, which vary depending on the category, also called class, of insurance you wish to sell. 

You can read detailed information about licensing, prelicensing and application requirements, exams, licensing fees, and more, in the Georgia Insurance Licensing Candidate Handbook, published by Georgia Insurance and Safety Fire Commissioner John F. King.

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How Do I Get an Insurance Agent License?

  • Choose the Type of Insurance You Want to Sell

    There are several types of insurance you can be licensed to sell in Georgia. These types range from credit, life, and casualty to property, accident and sickness, and travel. Do your research and learn about each one. Also, when exploring each type, keep in mind that one license might qualify you to sell more than one class of insurance. For example, a “Life, Accident and Sickness” license will enable you to sell both Life and Accident and Sickness insurance; whereas, a Life insurance license will only enable you to sell Life insurance.

     
  • Review the Licensing Requirements

    The requirements, qualifications, and fees for an insurance license vary by type. Below is a list of the insurance licenses available in Georgia and what’s required for each. Please note that all new applicants are required to submit electronic fingerprints for a criminal background check. Download this pdf file.Read instructions on how to complete the fingerprinting process .

    • Credit
      1. 5 hours of self study
      2. Apply online at NIPR.com or Sircon for States
      3. Payment of $120
      4. Fingerprints ( Download this pdf file.submitted electronically for a criminal background check)
      5. Once you complete 5 hours of self study and received your self-study certificate, you can move to Step 7
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    • Life, Accident and Sickness
      1. Completion of 40-hour Life, Accident and Sickness prelicensing course
      2. Passing score on Life, Accident and Sickness examination
      3. Apply online at NIPR.com or Sircon for States 
      4. Payment of $120
      5. Fingerprints ( Download this pdf file.submitted electronically for a criminal background check)
      6. Note:
        • Waiver of prelicensing course and examination can be granted if you hold CLU or FLMI designation; please attach a copy of CLU or FLMI designation with your application
        • Waiver of prelicensing course and examination can be granted if you are licensed for these same lines in your previous home state; that state license must be active at the time you move to Georgia, you must attach original clearance letter from your prior home state, and you must apply for licensure within 90 days of the date of the move to Georgia
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    • Personal Lines
      1. Completion of 20-hour Personal Lines prelicensing course
      2. Passing score on Personal Lines examination
      3. Apply online at NIPR.com or Sircon for States
      4. Payment of $120
      5. Fingerprints ( Download this pdf file.submitted electronically for a criminal background check)
      6. Note:
        • Waiver of prelicensing course and examination can be granted if you hold CPCU designation; please attach a copy of CPCU designation with your application
        • Waiver of prelicensing course and examination can be granted if you are licensed for these same lines in your previous home state; that state license must be active at the time you move to Georgia, you must attach original clearance letter from your prior home state, and you must apply for licensure within 90 days of the date of the move to Georgia
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    • Property Casualty
      1. Completion of 40-hour Property and Casualty prelicensing course. 
      2. Passing score on Property and Casualty examination
      3. Apply online at NIPR.com or Sircon for States
      4. Payment of $120
      5. Fingerprints ( Download this pdf file.submitted electronically for a criminal background check)
      6. Note:
        • Waiver of prelicensing course and examination can be granted if you hold CPCU designation; please attach a copy of CPCU designation with your application
        • Waiver of prelicensing course and examination can be granted if you are licensed for these same lines in your previous home state; that state license must be active at the time you move to Georgia, you must attach original clearance letter from your prior home state, and you must apply for licensure within 90 days of the date of the move to Georgia
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    • Travel, Travel Baggage, Title
      1. No prelicensing course or examination are required; you can go directly to Step 8
      2. Apply online at NIPR.com or Sircon for States
      3. Payment of $120
      4. Fingerprints ( Download this pdf file.submitted electronically for a criminal background check)
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    • Variable Products
      1. Completion of 8-hour Variable Product prelicensing course (through sponsoring company)
      2. Passing score on Variable Products examination
      3. Apply online at NIPR.com or Sircon for States
      4. Payment of $120
      5. Fingerprints ( Download this pdf file.submitted electronically for a criminal background check)
      6. Note:
        • Waiver of prelicensing course and examination can be granted if you hold CPCU designation; please attach a copy of CPCU designation with your application
        • Waiver of pre-licensing course and examination can be granted if you are licensed for these same lines in your previous home state; that state license must be active at the time you move to Georgia, you must attach original clearance letter from your prior home state, and you must apply for licensure within 90 days of the date of the move to Georgia
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  • Complete Your Prelicensing Education Requirement

    1. Find a state-approved, prelicensing education course – If you’re required to complete a state-approved, prelicensing education course, you can find a list of providers by using this online tool. If you have any questions or have trouble finding the course you need, please contact our offices at 404-656-2101 or 800-656-2298.
    2. Self study – If you’re pursuing a credit insurance license, you’ll need to complete 5 hours of self-study. Self-study and correspondence courses must include a final exam which is proctored by a disinterested third party. When you successfully complete the course, the school should provide you with a self-study certificate to verify that you've fulfilled your prelicensing education requirement.
     
  • Make a Reservation to Take Your Exam

    • Before registering for your exam, have the following ready:
      • Legal name, address, Social Security number, and daytime telephone number
      • If applicable, the school code or name of the school where you completed your pre-licensing training; this information is found on the prelicensing education certificate you received when you completed the course
      • The name of the examination(s) 
      • The preferred examination date and test center location; find a full list of available test sites by using this online tool
      • A way to pay the exam fee ($63) electronically
        • The examination fee ($63) can be paid by credit card, debit card, voucher or electronic check
        • To pay by voucher, you must purchase one in advance via Pearson VUE’s website; when scheduling a test, simply indicate “voucher” as your payment method and provide the voucher number; please note that all vouchers are pre-paid and they are non-refundable and non-returnable
        • If paying by electronic check, you must register at least 5 days before the examination date; be prepared to provide the following:
          • Name and address of the account holder
          • Bank name
          • Account number
          • Routing number
          • Social Security number, state-ID number, or driver’s license number
     
  • Gather What You Need to Take Your Exam

    On the day of your exam, you must bring two forms of identification deemed acceptable to the test center (see criteria below). If you don’t, you will not be allowed to take the examination and will forfeit the examination fee.

    • ID Criteria: the name on the identification must exactly match the name on the registration. The primary identification must be government-issued, and photo-bearing with a signature and the secondary identification must contain a valid signature. Identification must be in English. 
      • Primary ID (photograph and signature, not expired)
        • Government-issued Driver’s License
        • U.S. Dept. of State Drivers License
        • U.S. Learner’s Permit (plastic card only with photo and signature)
        • National/State/Country Identification Card
        • Passport
        • Passport card
        • Military ID
        • Military ID for spouses and dependents
        • Alien Registration Card (Green Card, Permanent Resident Visa)
      • Secondary ID (signature, not expired)
        • U.S. Social Security Card
        • Debit (ATM) or Credit card
        • Any form of ID on the Primary list
    • If the ID you present has an embedded signature that is not visible (microchip), difficult or impossible to read, you must present another form of identification from the Primary ID or Secondary ID list that contains a visible signature.
    • Pearson VUE does not recognize grace periods. For example, your driver’s license expired yesterday and the state allows a 30-day grace period for renewing the ID, the ID is considered to be expired.
    • Recommended materials to bring:
      • Prelicensing education certificate
      • A valid Georgia life insurance license or a passing Georgia life examination score report (Variable Product candidates only)
     
  • Take Your Exam and Receive Your Results (Pass or Fail)

    • On exam day, report to the test center 30 minutes before the examination and check in with the test center administrator; be prepared to furnish two types of valid ID detailed in Step 5
    • Before taking the exam, you’ll have an opportunity to take a tutorial on the computer to get familiar with the way the exam is administered. Once you feel comfortable, you can start the exam. 
    • The time allotted for your specific exam (1 or 2 hours depending on the type of license you’re applying for) begins the moment you look at the first question. 
    • If you haven’t completed the exam within the allotted time, the examination unit will automatically turn off. 
    • You will leave the test center with your official score in hand. If it’s “pass,” you can move onto Step 7. If it’s “fail,” you need to go back to Step 4. 
     
  • Complete the Citizenship Affidavit

    Complete the affidavit, make a copy of the required proof of citizenship document and have the form notorized.

    This completed affidavit and proof of citizenship documents should be uploaded with your application.

     

     
  • Apply for Your License

    To apply for your insurance agent license.

    • Apply online

      All applications can be submitted online with the exception of the following: Temporary (unless pre-approved), Temporary to Permanent, Limited Subagent, Long Term Care, Navigator, Hardship, CE Provider and Instructors, and CE Exemption/Reduction

      • Access our online application system
      • From the list of options, select “Apply for a License”; this will take you to the License Applications page
      • Select “New Insurance License”
      • Follow the step-by-step instructions
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  • Complete Fingerprinting Registration

    Follow the steps to register for your fingerprinting appointment.

    Download this pdf file.Read instructions on how to complete the fingerprinting process .

     
  • Next Steps

    • Once you've submitted all the required materials, documentation and information, we will review your application
    • If there is an issue with your application, we will contact you
    • If your application is approved, we will email your license to you via Sircon's automated system 
    • Processing times may vary, but the average turnaround time is 14 business days
    • Agent licenses must be renewed every two years
    • If your request is denied, you will receive a Notice of Denial stating the grounds upon which your application for licensure was refused; in this case, you have the option to file a written petition to appeal the decision within twenty (20) days of the issuance of the Notice of Denial
     

Contact

PSI, LLC is your primary contact for all inquiries about Agents Licensing and Continuing Education. Please call with questions.

Primary:
Mail to:

2997 Cobb Pkwy, SE
P.O. Box 723957
Atlanta, GA 31139
United States