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Review the Licensing Requirements
The requirements, qualifications and fees for a resident adjuster license vary by type. Below is a list of the insurance adjuster licenses available in Georgia and what is required for each.
Adjuster -
- 40 hour Property and Casualty course - Course completions are electronically uploaded from the education provider. Paper course completion forms are not accepted as proof of completion.
- Passing score on the Property and Casualty Exam. Exam scores are uploaded electronically from the exam vendor. Paper exam scores are not accepted as proof of a passing score.
- Complete the
Citizenship Affidavit . Make a copy of the front of the acceptable id. This form and the required copy of the acceptable id must be uploaded to complete your application.
- Apply online at Sircon
- Payment of $120
- Fingerprints (
submitted electronically for a criminal background check)
Crop/Hail Adjuster -
- CAPP card is required. No pre-licensing course or exam.
- Complete the
Citizenship Affidavit . Make a copy of the front of the acceptable id. This form and the required copy of the acceptable id must be uploaded to complete your application.
- Apply online at Sircon
- Payment of $120
- Fingerprints (
submitted electronically for a criminal background check)
Worker's Compensation Adjuster -
- CWPC - Certified Worker's Compensation Professional designation is required. No pre-licensing course or exam.
- Complete the
Citizenship Affidavit . Make a copy of the front of the acceptable id. This form and the required copy of the acceptable id must be uploaded to complete your application.
- Apply online at Sircon
- Payment of $120
- Fingerprints (
submitted electronically for a criminal background check)
Public Adjuster -
- 40 hour Property and Casualty course - Course completions are electronically uploaded from the education provider. Paper course completion forms are not accepted as proof of completion.
- Passing score on the Public Adjuster Exam. Exam scores are uploaded electronically from the exam vendor. Paper exam scores are not accepted as proof of a passing score.
- Complete the
Citizenship Affidavit . Make a copy of the front of the acceptable id. This form and the required copy of the acceptable id must be uploaded to complete your application.
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Bond in the amount of $5,000 is required to be provided with the application and must be in the favor of the Commissioner.
- Apply online at Sircon
- Payment of $120
- Fingerprints (
submitted electronically for a criminal background check)
- After approval of license, the Public Adjuster will have 30 days to provide their contract for approval. The PA will be sent an email with submittal information. The contract cannot be approved until the license is active.
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Complete the Prelicensing Education Requirement
Find a state-approved, prelicensing education course – If you’re required to complete a state-approved, prelicensing education course, you can find a list of providers by using this online tool. If you have any questions or have trouble finding the course you need, please contact our offices at 800-274-8969 or 800-274-0488.
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Make a Reservation to Take the Exam
- Before registering for your exam, have the following ready:
- Legal name, address, Social Security number, and daytime telephone number. This information must be entered correctly to avoid issues with your scores being uploaded to your license application when you apply. Errors will cause a delay in processing your exam scores to our licensing application system.
- If applicable, the school code or name of the school where you completed your pre-licensing training; this information is found on the prelicensing education certificate you received when you completed the course
- The name of the examination(s)
- The preferred examination date and test center location; find a full list of available test sites by using this online tool
- A way to pay the exam fee ($63) electronically
- The examination fee ($63) can be paid by credit card, debit card, or voucher
- To pay by voucher, you must purchase one in advance via Pearson VUE’s website; when scheduling a test, simply indicate “voucher” as your payment method and provide the voucher number. Please note that all vouchers are pre-paid and they are non-refundable and non-returnable.
- The examination fee ($63) can be paid by credit card, debit card, or voucher
- Before registering for your exam, have the following ready:
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Gather What You Need to Take the Exam
On the day of your exam, you must bring two forms of identification deemed acceptable to the test center (see criteria below). If you don’t, you will not be allowed to take the examination and will forfeit the examination fee.
- ID Criteria: the name on the identification must exactly match the name on the registration. The primary identification must be government-issued, and photo-bearing with a signature and the secondary identification must contain a valid signature. Identification must be in English.
- Primary ID (photograph and signature, not expired)
- Government-issued Driver’s License
- U.S. Dept. of State Drivers License
- U.S. Learner’s Permit (plastic card only with photo and signature)
- National/State/Country Identification Card
- Passport
- Passport card
- Military ID
- Military ID for spouses and dependents
- Alien Registration Card (Green Card, Permanent Resident Visa)
- Secondary ID (signature, not expired)
- U.S. Social Security Card
- Debit (ATM) or Credit card
- Any form of ID on the Primary list
- Primary ID (photograph and signature, not expired)
- If the ID you present has an embedded signature that is not visible (microchip), difficult or impossible to read, you must present another form of identification from the Primary ID or Secondary ID list that contains a visible signature.
- Pearson VUE does not recognize grace periods. For example, your driver’s license expired yesterday and the state allows a 30-day grace period for renewing the ID, the ID is considered to be expired.
- Recommended materials to bring:
- Prelicensing education certificate
- A valid Georgia life insurance license or a passing Georgia life examination score report (Variable Product candidates only)
- ID Criteria: the name on the identification must exactly match the name on the registration. The primary identification must be government-issued, and photo-bearing with a signature and the secondary identification must contain a valid signature. Identification must be in English.
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Take the Exam and Receive Results (Pass or Fail)
- On exam day, report to the test center 30 minutes before the examination and check in with the test center administrator; be prepared to furnish two types of valid ID detailed in Step 5
- Before taking the exam, you’ll have an opportunity to take a tutorial on the computer to get familiar with the way the exam is administered. Once you feel comfortable, you can start the exam.
- The time allotted for your specific exam (1 or 2 hours depending on the type of license you’re applying for) begins the moment you look at the first question.
- If you haven’t completed the exam within the allotted time, the examination unit will automatically turn off.
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Complete the Citizenship Affidavit
Complete the affidavit , make a copy of the secure and verifiable identification document from the list provided and have the form properly notarized.
This completed affidavit and copy of the identification documents should be uploaded when you apply at Sircon.
These are instructions for uploading documents to your application at the
Sircon portal .
Your application cannot be processed for approval until this form and attachments are uploaded with your application at the Sircon portal.
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Apply for Your License
All applications must be submitted online.
- Access Sircon
- From the list of options, select "Apply for a License" which will take you to the License Applications page
- Select "New Insurance License"
- Follow the step-by-step instructions
- From the list of options, select "Apply for a License" which will take you to the License Applications page
- Access Sircon
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Complete Fingerprinting Registration
Follow the steps to register for your fingerprinting appointment. A registration for an appointment will not be approved until after you have applied for your license.
Website to register for fingerprinting appointment - ga.state.identogo.com/ata
Service Code for OCI - Insurance Licensing - 2TGJ6B
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Next Steps
- Once you've submitted all the required materials, documentation and information, we will review your application
- If there is an issue with your application, we will contact you via email.
- If you have not provided the required documents, you are required to attach those documents to your application in Sircon. Emailed or mailed documents will not be attached to your application.
- If your application is approved, we will email your license to you via Sircon's automated system
- Processing times may vary, but the average turnaround time is 14 business days
- Agent licenses must be renewed every two years
- If your request is denied, you will receive a Notice of Denial stating the grounds upon which your application for licensure was refused; in this case, you have the option to file a written petition to appeal the decision within twenty (20) days of the issuance of the Notice of Denial
Licensed Adjusters, Public Adjusters, Counselors & Surplus Lines Brokers
Resources
- Georgia Insurance Licensing Candidate Handbook
- Online Renewals
- Continuing Education Requirements
- Rules and Regulations
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Producer Edge FAQ
HOW TO APPLY FOR A RESIDENT ADJUSTER LICENSE
HOW TO APPLY FOR A NON-RESIDENT ADJUSTER LICENSE
- You can apply electronically via NIPR or Sircon.
- Provide a completed Citizenship affidavit with a copy of the front of an id from the list of acceptable identifications. This is required to be uploaded with the application. This is required for all licenses in Georgia.
- We will confirm your resident state adjuster license is valid. In Georgia, you must hold Property and Casualty Adjuster license in your home state to be eligible for a non-resident Adjuster - P&C license.
- Pay the $120 fee.
If you are from a state that does not have a license requirement, you may still be licensed in Georgia by applying for a Non-resident DHS (Designated Home State) license. However, you must take the Georgia Adjuster Pre-licensing course and pass the examination to qualify as well as complete fingerprinting for background reports.
Bond Information and Forms for Public Adjusters, Counselors and Surplus Lines Brokers
- Bond Amounts Required:
- Public Adjuster - $5,000
- Counselors - Insurance - $5,000
- Surplus Lines Brokers - $50,000
- What is required of the bonds?
- Bonds shall be in favor of the Commissioner and shall be contingent upon:
- Proper accounting for any monies
- Proper reporting to any principal
- Payment to the Commissioner of any fees or administrative fines
- Must be continuous in nature
- Bonds shall be in favor of the Commissioner and shall be contingent upon:
- Release of any bond shall be contingent upon:
- Expiration of five years following the termination of the license requiring such bond; or
- Replacement of the bond by another bond which covers any unreported acts or claims occurring during the term of the bond being replaced.
- Failure to maintain the required bond will result in the cancellation of the license.
- Following are the forms for each required bond:
Requirement for Public Adjuster's Contract Approval by the Commissioner
Effective July 1, 2021, all Public Adjusters working in Georgia must have their contract pre-approved by the Commissioner prior to working with consumers. The OCI Legal Department will review contracts based on the requirements stipulated in
O.C.G.A.
§ 33-23-43.2
. Please refer to this code for information required. You can email your contract (after your license is approved or if you make any changes to an already approved contract) to [email protected] for processing.
Frequently Asked Questions
Licensed Adjusters FAQs
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How do I change my address, change my name, or request a duplicate license?
To request a change to your address, request a duplicate license or check the status of your license and more login to Sircon.
To request a name change, complete the Name Change form and send with payment to the address provided on the form.
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How do I obtain a certification/status letter?
You can request electronically via Sircon.
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How can I register to become a crop hail adjuster in Georgia?
Applicant must hold the CAPP card or a waiver of examination can be granted if the applicant holds CPCU designation. You must attach a copy of CPCU designation to the application.
A waiver of examination can be granted if the applicant was previously licensed for same lines in his or her prior home state. The license in that state must be active at the time of moving to Georgia, the applicant must attach the original clearance letter from his or her prior home state and must apply for licensure within 90 days of the date of the move to Georgia.
For first time applicants, complete the Citizenship affidavit and make a copy of the front of an id from the list of acceptable identifications. This is required to be uploaded with the application. If you are adding a qualification to your active Georgia license, you are not required to complete the affidavit.
You can apply electronically via Sircon.
Pay the $120 fee.
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How do I obtain a clearance letter?
Complete the form Request for Clearance Letter. The associated fee is $10 per letter plus a $5 processing fee.
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How do I renew an existing adjuster license?
Renewal notices are available to all eligible licensees 90 days prior to renewal date. Renewals can be filed electronically via Sircon.
If you have renewal processing questions, please contact Pearson VUE at 800-274-8969.
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How do I become a certified workers compensation professional?
Complete the Certified Workers Compensation Professional Designation (CWCP). You must attach CWCP certificate to the license application.
Waiver of Pre-licensing course and examination can be granted if applicant holds CPCU designation. You must attach copy of CPCU designation to application.
Waiver of Pre-licensing course and examination can be granted if the applicant was previously licensed for same lines in prior home state. The license in that state must be active at the time of moving to Georgia, the applicant must attach the original clearance letter from his or her prior home state and must apply for licensure within 90 days of the date of the move to Georgia.
For first time applicants, complete the Citizenship affidavit and make a copy of the front of an id from the list of acceptable identifications. This is required to be uploaded with the application. oci.georgia.gov/citizenship-affidavit. If you are adding a qualification to your active Georgia license, you are not required to complete the affidavit.
You can apply electronically via NIPR or Sircon.
Pay the $120 fee.
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How do I request to add or remove a non-active status?
Complete the Request to Add-Remove Non-Active Status form. The associated fee is $25 plus $5 processing fee.
Counselors FAQs
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How do I change my address, change my name, or request a duplicate license?
To request a change to your address, request a duplicate license, check the status of your license, and more, login to Sircon.
To request a name change, complete the Name Change form and send with payment to the address provided on the form.
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How do I obtain a certification/status letter?
You can request electronically via Sircon.
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How do I obtain a clearance letter?
Complete the form Request for Clearance Letter. The associated fee is $10 per letter plus a $5 processing fee.
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How do I become a life, accident, and sickness counselor?
You must have experience in lines requested.
You will need to achieve a passing score on counselor life, accident and sickness examination. Information regarding examination procedures is available on our website.
You can apply electronically via NIPR or Sircon.
Complete the $5,000 counselor bond. An Insurance Counselor Bond form is provided if needed. The bond must be uploaded when applying to NIPR or Sircon.
Pay the $120 fee.
Waiver of examination can be granted if the applicant holds CLU, CIC or FLMI designation. You must attach proof of CLU, CIC or FLMI designation to the application.
Waiver of examination can be granted if the applicant was previously licensed for same lines in his or her prior home state. The license in that state must be active at the time of moving to Georgia. The applicant must attach original clearance letter from his or her prior home state and must apply for licensure within 90 days of the date of the move to Georgia.
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How can I register to become a nonresident counselor in Georgia?
You can apply electronically via NIPR or Sircon.
Provide proof of home state licensure for the license type requested. Proof may be in the form of an original certification letter dated within 90 days from resident state or PDB printout.
Pay the $120 fee.
If you are from a state that does not have a license requirement, you may still be licensed in Georgia. However, you must take the Georgia Counselor Examination to qualify.
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How do I become a property and casualty counselor?
You must have experience in lines requested.
You will need to achieve a passing score on counselor property and casualty examination. Information regarding examination procedures is available on our website.
You can apply electronically via NIPR or Sircon.
Complete the $5,000 counselor bond. An Insurance Counselor Bond form is provided if needed. The bond must be uploaded when applying to NIPR or Sircon.
Pay the $120 fee.
Waiver of examination can be granted if the applicant holds CLU, CIC or FLMI designation. You must attach proof of CLU, CIC or FLMI designation to the application.
Waiver of examination can be granted if the applicant was previously licensed for same lines in his or her prior home state. The license in that state must be active at the time of moving to Georgia. The applicant must attach original clearance letter from his or her prior home state and must apply for licensure within 90 days of the date of the move to Georgia.
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How do I renew an existing counselor license?
Renewal notices are available to all eligible licensees 45 days prior to renewal date. Renewals can be filed electronically via Sircon.
If you have renewal processing questions, please contact Pearson VUE at 800-274-8969.
Surplus Lines Brokers FAQs
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How can I become a resident surplus lines broker?
You must also hold or apply for a property and casualty agent license.
You must achieve a passing score on Surplus Lines Broker examination. For information regarding examination procedures, visit the Pearson VUE website.
You can apply via NIPR or Sircon.
Complete a $50,000 surplus lines broker bond. A Surplus Lines Broker's Bond form is provided if needed. The bond must be uploaded when applying to NIPR or Sircon.
Pay the $615 fee.
Waiver of examination can be granted if the applicant holds CPCU designation. You must attach proof of CPCU designation to the application.
Waiver of examination can be granted if the applicant was previously licensed for same lines in his or her prior home state. The license in that state must be active at the time of moving to Georgia, the applicant must attach original clearance letter from his or her prior home state and must apply for licensure within 90 days of the date of the move to Georgia.